Mortgagor vs. mortgagee
Transcript:
Hello!
In Legal English you will come across many nouns that have the same roots but are two opposites. The first one will end with the suffix “-er” or “-or”, while the second will end with the suffix “-ee”..
They are easy to understand, but sometimes we need to pay attention. Basically the “-er” or “-or” nouns represent the person who gives or does something, while the “-ee” noun is the the receiver of what is done or given. For example “employer and employee”: where employer is the person who gives employment to someone, while the employee is the person who accepts employment from the employer.
Let’s look at some others:
| er/-or | -ee |
| Assurer/Assuror (person that insures) | Assuree (the insured party) |
| Donor (person who donates to another) | Donee (person who receives the donation) |
| Franchiser/Franchisor (person that gives the license to open a franchise) | Franchisee (person who opens an activity under franchise) |
| Leasor (person who rents property to another) | Leasee/Lessee (person who uses the property rented from another) |
| Offerer (person who makes an offer) | Offeree (person to whom the offer is made) |
| Payer (person who pays) | Payee (person who is paid) |
| Pledger (person who gives objects or documents as security for money borrowed) | Pledgee (person who receives objects or documents as security for money lent) |
| Transferor (person who transfers property to another) | Transferee (person to whom property is transfered) |
Note in the table that some nouns have two different spellings in English and both are acceptable for you to use.
Please be very careful with “mortgager and mortgagee”. Which one is the bank and which one is the person asking for money?
A mortgager is the owner of the property. As the person with rights over the property, the mortgager mortgages his or her property, offering or giving it as security to the bank. The bank accepts or receives the property as security for the loan and is therefore the mortgagee.
Thank you very much and see you next time for more Peter’s Pills to improve your Legal English!
Read more about dual nouns here: “Dual Nouns” (.PDF).
Legal English – Sommario delle Lezioni
- Legal English – Peter’s Pills – Lesson 49 – Transfer of shares vs transmission of shares
- Legal English – Peter’s Pills – Lesson 48 – They, them, their for singular nouns
- Legal English – Peter’s Pills – Lesson 47 – Jointly and severally
- Legal English – Peter’s Pills – Lesson 46 – Invoice words
- Legal English – Peter’s Pills – Lesson 45 – Quotation
- Legal English – Peter’s Pills – Lesson 44 – Gazumping and Gazundering
- Legal English – Peter’s Pills – Lesson 43 – English words that the English do not understand
- Legal English – Peter’s Pills – Lesson 42 – Easement vs Profit à prendre
- Legal English – Peter’s Pills – Lesson 41 -er, -or and -ee names
- Legal English – Peter’s Pills – Lesson 40 – The Objects Clause
- Legal English – Peter’s Pills – Lesson 39 – When is Latin hot, and when is it not?
- Legal English – Peter’s Pills – Lesson 38 – Default
- Legal English – Peter’s Pills – Lesson 37 – Company Agent
- Legal English – Peter’s Pills – Lesson 36 – Injunction (false freind)
- Legal English – Peter’s Pills – Lesson 35 – Mortgage
- Legal English – Peter’s Pills – Lesson 34 – Freehold, Leasehold and Commonhold estates
- Legal English – Peter’s Pills – Lesson 33 – Transferor, Transferee and Transmittee
- Legal English – Peter’s Pills – Lesson 32 – Tax evasion, tax mitigation and tax avoidance
- Legal English – Peter’s Pills – Lesson 31 – Numbers
- Legal English – Peter’s Pills – Lesson 30 – Ordinary resolutions vs special resolutions
- Legal English – Peter’s Pills – Lesson 29 – AGM vs EGM
- Legal English – Peter’s Pills – Lesson 28 – A going concern
- Legal English – Peter’s Pills – Lesson 27 – Collocations: Violate, breach, break, disobey and infringe
- Legal English – Peter’s Pills – Lesson 26 – Company meeting words
- Legal English – Peter’s Pills – Lesson 25 – Mortgagor vs Mortgagee
- Legal English – Peter’s Pills – Lesson 24 – Fixed charges vs Floating charges
- Legal English – Peter’s Pills – Lesson 23 – Doctrine
- Legal English – Peter’s Pills – Lesson 22 – Construe
- Legal English – Peter’s Pills – Lesson 21 – Sign vs Execute
- Legal English – Peter’s Pills – Lesson 20 – The closing statement
- Legal English – Peter’s Pills – Lesson 19 – Writing Business Emails
- Legal English – Peter’s Pills – Lesson 18 – Limited companies
- Legal English – Peter’s Pills – Lesson 17 – Annual Accounts
- Legal English – Peter’s Pills – Lesson 16 – Meetings
- Legal English – Peter’s Pills – Lesson 15 – Attorney-at-law vs Attorney-in-fact
- Legal English – Peter’s Pills – Lesson 14 – Here and there compounds
- Legal English – Peter’s Pills – Lesson 13 – Subject Matter
- Legal English – Peter’s Pills – Lesson 12 – The clear days rule
- Legal English – Peter’s Pills – Lesson 11 – Shareholder, Member or Holder of shares?
- Legal English: Peter’s Pills – Lesson 10 – Competition Law
- Legal English: Peter’s Pills – Lesson 9 – Lasting Power of Attorney
- Legal English: Peter’s Pills – Lesson 8 – Guardianship
- Legal English: Peter’s Pills – Lesson 7 – Damage vs Damages
- Legal English: Peter’s Pills – Lesson 6 – Legal Doublets
- Legal English: Peter’s Pills – Lesson 5 – Escrow
- Legal English: Peter’s Pills – Lesson 4 – Memorandum of Association vs Articles of Association
- Legal English: Peter’s Pills – Lesson 3 – Sign legibly
- Legal English: Peter’s Pills – Lesson 2 – Deed poll
- Legal English: Peter’s Pills – Lesson 1 – Party, counterparty and counterpart
AUTORE
Peter Liebenberg è uno specialista nella formazione delle persone nella conoscenza della lingua inglese. Ha creato molti corsi nel campo dell’inglese per professionisti, tra cui English for banking, English for business e English for Insurance, ma ha sempre avuto un debole per l’inglese legale. Altri corsi che ha creato comprendono Phrasal Verbs I e II. Quando Peter non fa formazione, corre a Parco Sempione, crea arte nel suo studio sulla Martesana e fa volontariato.